Celebrating a 2 Year Partnership with BCD
(AD) This post has been provided by our insurance partner Business Choice Direct, find out more about our partnership here.
Celebrating two years of partnership and 100% member retention
We are delighted to celebrate the second year of our partnership with Business Choice Direct (BCD), marked by a milestone achievement: 100% retention of our members across both Business Choice Direct for vehicle insurance and WRS Insurance Brokers for non-vehicle insurance.
This continued partnership reflects what matters most to us at the Community Transport Association (CTA): giving our members confidence in their insurance choices and ensuring they have access to brokers who truly understand the community transport sector.
Since partnering with BCD and WRS Insurance Brokers, CTA members have benefited from strong advocacy within the insurance market. BCD has worked tirelessly to represent the needs of Community Transport Organisations (CTOs), delivering tangible results such as the introduction of an additional minibus insurer, bringing more choice and flexibility, and the first-ever recognition of MIDAS certification by insurers, unlocking potential discounts for MIDAS-trained drivers.
In addition, Business Choice Direct (BCD) now offers exclusive insurance for D1 drivers with under two years’ experience, helping Community Transport operators tackle the challenge of recruiting qualified drivers. BCD can cover newly-qualified drivers and minibus training schools for single or multi-vehicle contracts. This removes a key barrier to bringing new drivers into the sector and supports essential community transport services.
With over 20 years’ experience in transport and logistics, BCD brings sector expertise, transparency, and a genuine commitment to acting as the voice of CTA members. Alongside WRS Insurance Brokers, our trusted partner for charity and organisational insurance, they provide a joined-up approach that simplifies insurance and supports CTOs at every stage.
Get a BCD quote now or WRS Quote here
Looking ahead to 2026
The community transport sector faces continued change, driven by evolving legislation, stricter regulations, and pressures in the insurance market. Updates to transport compliance, safeguarding, and vehicle safety standards may create additional operational and financial demands for Community Transport Organisations.
Insurance challenges are also likely to persist, including limited insurer options, rising claims costs, and stricter risk assessments for specialist vehicles. In this environment, access to expert insurance advice and strong sector representation will be essential to help organisations stay compliant, sustainable, and able to continue delivering vital community services.
As we enter our second year working together in 2026, we are proud of what this partnership has achieved and excited about what lies ahead. Together with Business Choice Direct and WRS Insurance Brokers, we remain committed to supporting community transport operators with expertise, choice, and confidence - now and into the future.
A different way of working
This partnership is about more than insurance. Through BCD and WRS’s parent company, the Benefact Group, all available profits are donated to charitable causes, over £250 million given since 2014, aligning closely with CTA’s values and mission.
Get in touch
Whether you are insuring your first community transport vehicle or have many years of experience delivering vital services in your community, Business Choice Direct and WRS Insurance Brokers are here to support you - offering genuine value and access to insurers you may not have previously considered.
Contact the BCD team or WRS today to discover how they can provide cost-effective cover and high-quality service tailored to
03300433857 for BCD and 01206 760 780 for WRS
Visit: https://www.businesschoicedirect.co.uk/community-transport-association/
And https://www.wrsinsurance.co.uk/
Midas link:
https://www.midas-training.org.uk/ Benefact Link- https://benefactgroup.com/
WRS Insurance Brokers is a trading name of SEIB Insurance Brokers Ltd who are authorised and regulated by the Financial Conduct Authority. Registration number: 479477. VAT registration number: 447 7248 00.
Business Choice Direct Insurance Services® is a trading name of Specialist Broking Retail Limited who are authorised and regulated by the Financial Conduct Authority. (FRN 927512). Registered in England No. 10301653. Registered office: Affinity House, Bindon Road, Taunton, Somerset, TA2 6AA.
